Do the paid surveys exist? Yes, they do. But before getting into the home survey business, you should really look at the company that offers you the service. In fact paid surveys are mostly coming from serious marketing companies working with serious retailers. It is not a “free lunch”, the market and trend research behind every survey covers all the costs and allows big retail companies to plan their sales system based on the latest market trends.

I have researched the companies providing this type of service based on their reliability and reputation and found that only few of them can be used with good level of confidence.

First type – Paid Surveys, where you register on their database (free of charge) and based on the information you enter, you will receive different type of surveys to complete. The interesting point is, more you complete and based on your answers, you will start receiving more and higher paid surveys. Actually this is one of the easiest online money making system around, that doesn’t require you being an Internet or Search engine guru. Try the company below and see how much you can earn.

The variation of direct payment is the point system. When you complete a survey, you receive number of points, something like virtual cash. And you can redeem them online in several shops. But here is the most important bit – you should only deal with companies that offer you real online retailers (like M&S, Argos, Amazon, etc.). I would recommend checking the link below for a reliable survey marketing company with good links to the major UK retailers.

Second, and probably more rare type is a testing sites. Testing sites would offer you instead of completing a survey, to test some type of products or services e.g. a new toaster or perfume or electronic gadget. You might also be offered to test a website for it’s functionality, etc. As you understand all that is work, even if you use a product then the testing, your opinion, etc is something you contribute to the market research and because of that you are being rewarded. In some cases you just keep the product, in others offered some other products from the same retailer. Again the reliability of the company and choice of retailers is very important. Best I could find is just below.

This is for people who want to start earning money on the Net without spending much time (well, even not having much time) to learn the online business models. And it also works.

Related posts:

1. Industrial Domain Pricing

And after that: Rubbish! Rubbish! And a full truck-load of Rubbish!

Now, my dear visitor, you did come to the right place, so keep reading.

Why I decided to put this short article in the middle of my Affiliate Marketing tutorial series? Simple, I just checked todays comments blocked by Akismet (hundreds of them actually) and found that many of the visitors are coming from the get-rich-quick sites. Poor things, they believe that I (or anyone else) would let their rubbish links through, as was promised in that “unique tried and tested ebook” they just bought for $29.99 “saving over $1500”. Aren’t they lucky!

Now, I am running some serious Affiliate marketing tutorials here.






I would not tolerate any cr*p like that appearing on my website, I would not like my visitors to believe in all that rubbish. Therefore here we go with few statements for you to consider before buying into flashy ads about “how to make money fast”

• It is possible to make money online, as it is possible to make money offline.
• There is NO much difference in online and offline money making in principle. It is NOT possible to make big money quickly unless you:
  a) Invest good money initially
  b) Invest your time and work.
• Do NOT believe anyone who tells you that he can show you “how to make $2345.00 in just one week”. If he can make that in just one week why is he so desperate to get your $29.99.
• Any quick money with low initial investment can only be based on stealing or fraud and anyone should know the consequences.
• Black hat, yellow hat, any colour hat techniques will simply get your sites banned forever from search engines.
• Internet provides tons of opportunities to make good profit but you can not do it without knowledge, determination and hard work.

And last but not least, when you search for “how to make money fast” and click on a sponsored link or ad from the search engine, be aware that the person who so generously giving you his book (strategy, scheme, etc.) at the “fraction of price” pays Google about $5.00 just for your click.

Thanks for reading!

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1. “Get Rich Fast” or learning the basics

I would never vouch for removing any protection, but with iPod “jailbreaking” seems to be the right thing to do. Why? Hmmm…, just think about the main audience of the iPod Touch 4g – early teens. And now when new and shiny device is brought by Santa they did find out that:

• It would not start unless you have iTunes installed and your iPod connected to your PC or Mac. No Linux please, nothing free with Apple, remember.
• When you register you need to put in a credit card details BEFORE you buy anything. Fourteen years old? Credit card? Guess what… “Dad, can you put your credit card please here…” Why? Is Apple making a money-pump. Of course it is, and a nasty one. Kids do not know the value of money, they are made to spend 99p here, 59p there but spend. This is why I think that “jailbreaking” in this case in ethical, simply because the first unethical move came from the company.

Now, I will show a workaround to parents. But hurry, Apple will be quick to patch this gap.

1. Do NOT put any credit card details in iTunes when you teen register’s an iPod Touch, simply press cancel. It will work but will not allow to install even free apps.(Typical Apple)
2. Click on the Apps in iTunes store and select ANY free app, click BUY. Now the Credit Card screen will come out again, but will have an option of no card. Choose that option and complete the registration. This is it, iTunes account will be functional and iPod use will be able to download free apps.
3. Logoff from your kid’s account and create a new one for yourself. Now you can put Credit Card details, because the young one has no access to this account. Finish the configuration and make a note of your login detail.

This is it, now your teen don’t have access to your Credit Card details, but you can award them instantly for good behaviour by logging into your iTunes account and sending them instant iTunes gift certificates to redeem in the iTunes shop. No nasty surprises, no excess credit card bills, environment is fully controlled by you.

P.S. Note to spammers. Look, Akismet already deleted 7,600 spam comments this month only. Do you want to join the club? Stop spamming. Every comment that passes Akismet is still reviewed by me.

No related posts.

The question is now: who is going to hold the World Cup this year? I think many betting shops would give their entire yearly profit for the answer to this simple question.

Do you think I can do a bit of fortune-telling? I thought I would, but the decided to give just hints. So we have mighty Brazil (well, they usually do good), renewed Argentine with renewed Diego, Italy always thirsty for another one, slightly boring (as usual, sorry, nothing personal) Germany. Well, I am not writing down Spain or England yet, just being realistic. And I tell you why. This World up has one serious difference, which makes it similar to the one in Mexico. The similarity is – high altitude. This is the main point in my opinion. Therefore chances for the European winner are getting slimmer. I know how altitude affects people, especially if they need to do hard work. I did work myself on the altitude in excess of 3000m. Well, it is much higher than the World Cup is played, but still, the idea is the same.

So here we go with tip and prediction: look into countries with similar climate and … some mountains.

By the way, here we go with a handy betting table where you can check the latest World Cup odds and place your bet online. Another tip: place you bets now, odds are changing daily. I have already placed my bet on The World Cup winner. And I’ll tell you the outcome in a months time. Good luck with your bets and lets the strongest (or luckiest!) team win the World Cup 2010!

BTW, some on-line bookies are giving free bets on World Cup results. There is a list at Football Results website.

And don’t forget, odds are updated almost every minute

Related posts:

1. England vs Germany

Now this is plain WRONG. My theory actually destroys all the conspiracy theories in the world economics.

What is a conspiracy? It is when a person or group of people take actions based on their own will and later attempt to disguise it with something else. In fact my theory shows that all these actions were inevitable because system defines them. In conspiracy theory if you replace “bad” person with “good” person then the action changes from “bad” to “good”. In fact my theory says that action does not depend on a person, and changing main actors would simply make the action to appear either slightly sooner or slightly later.

Before we were talking about “real estate” and house prices as driving force. And I said that it is a great oversimplification. The driving force of any economy where the real wealth comes from is resources and manufacturing. Imagine this, if I am the only country in the world that produces oil, then I can simply stop selling it to the country with lots of money, financial institutions and “secondary wealth”. Will the secondary wealth be worth anything? No. Could they prevent me (without using military force) from putting any price on my resources? No. As you see secondary wealth could be destroyed in no time. And this is what all nodes possessing secondary wealth are very much aware of. Therefore these nodes are not conspiring but simply surviving. And it doesn’t depend on who is in charge of the nodes economically or politically.

The supernodes need backing of the secondary wealth by primary wealth. Therefore supernodes have to create situation when all income from primary wealth is distributed towards secondary wealth.

This is where supernodes create situation when using income from primary wealth inside the wealth-producing nodes is not safe. This is how wars, conflicts and instabilities are created. Anyone can look on the map, mark the conflicts and see what real wealth producers are neighbouring the conflict area. Now circle all main secondary wealth countries and see if there is any conflict nearby.

Current supernodes have no other choice, otherwise their supernode status is in jeopardy. And because supernodes are clustered (finance-governments) if one part goes down then the rest goes down.

This is why the economy of primary wealth should be dependant on the secondary wealth. This is one of the main reasons of instability as in fact it should be other way round.

Until financial institutions pretend to be the basis of world economy and do everything to stay this way – situation is turned upside down. But node preservation makes them to do it. Later we will discuss what could be done to change the situation.

… to be continued.

Related posts:

1. The recession is over… or is it? – The Lattice Theory
2. The recession is over… or is it? – Wars and Conflicts
3. The recession is over… or is it? – Wrong but inevitable decisions

I am not going to give names or emails and might rephrase some of the questions, but I believe the author would recognise his / her question.

Q. Are you an economist?
A. No, I am not. I have a degree in Theoretical Physics and also do strategic eMarketing.

Q. I work for <…> Bank for many years and I don’t think that you understand banking.
A. The main point is, banking can have many aspects and details but I am not going to get into all of them. The idea behind the theory is simple. There are limited resources (estates, equity, etc.) in the world. To keep system stable their real value and “banking value” should at least match. It is something similar to the energy conservation law. If the law is broken – system becomes unstable. I do understand how the law works, and I can put it mathematically by implying new concepts – connections. Based on this concept fractals and lattice model explains all processes in the economy. If you want me to explain the particular specific aspect of financial market based on the theory – let me know. But I simply can’t put each and every detail into the picture.

Q. So what do you think should be done?
A. I’ve already spoke about it but more detailed explanation is planned for future articles.

Q. You are talking about mathematical modelling but I can’t see any math…
A. Well, not all my readers would understand or be interested in mathematical details. I am going to give some calculations later. At the same time I am not planning to reveal the entire model. First of all many bits and pieces from my articles are already been “stolen” without giving any credit. Second, some of my concepts especially way of calculating precise “value” of the connection are not open part of the theory. But some math is on its way.

Q. Do you have any prove that theory works?
A. I’ve already explained lots of things based on the theory, haven’t I? Even made some predictions. More to come.

Q. Do you think economists would accept what you are writing here?
A. No (at least not openly).

Q. Do you think that banks might follow your advice?
A. See above

Q. Why you are writing all this?A. Good question. Because I want people to think about how the system works not about what elements of the system say or do.

Q. Could the situation be improved and further crashes avoided?
A. Yes. But it doesn’t mean that it would.

Q. I don’t understand what you mean by connections. How can they affect economy?
A. OK, think of … Google. What they have is connections (people “connecting” to them on a daily basis). Now see what Google is worth these days. Well, this is a very simplified and not mathematically correct explanation.

…to be continued.

Related posts:

1. The recession is over… or is it? – Wrong but inevitable decisions
2. The recession is over… or is it? – What was the way out?
3. The recession is over… or is it? – Wars and Conflicts

At the beginning with all this derivatives and inflated property prices the extra connections were created based on the artificial pricing model. Further you go, more price increase is needed to support more connections. But there is a stage when initial saturation is reached and price can not go any further. Meanwhile connections in the top clusters are multiplying.

First serious signals that further increase in price (by the way, real estate is just part of the whole system and I am referring to it to simplify the situation. In fact in includes all main wealth-generating systems e.g. natural resources, commodities, land, etc.) is not supported from inside the system was received at the beginning of the century. Please note, this happened many times before in the similar way but we are applying our theory on the recent events.

Now let’s see where the real new wealth-generating areas are: Middle East (oil), Far East (manufacturing, resources). Now, the generated wealth should be drawn out of the region to support price increase. To achieve this goal the instability should be created somewhere in the region. This instability would redirect the wealth flow to the most stable regions “supernodes” and therefore apply an extra demand on the market naturally increasing prices. In simple words – if you have a war at your doorstep you would not, most probably, buy a house in the area but go and buy it in stable prosperous region. To make this flow constant the conflict should ideally be long-lasting without any feasible solution. Now watch the news and see for yourself.

But the theory wouldn’t be a theory if it’s not predicting something. There is another high node on the way – South America. This node can start drawing wealth streams away from supernodes and create extra connections. Therefore demand would drop; prices would go down and number of connections and everything would go in circles. Based on the above, the instability in the region would be required rather sooner than later.

About wars: war is a redistribution of assets, wealth and influence. War destroys assets in one area therefore making assets in other areas more valuable.

I am writing all this and thinking, human tragedy our days is being reduced to an inevitable set of economic rules. And this is one of the saddest things around. But this concept was working from the beginning of the humankind.

But at least theory gives another prediction, which is slightly reduces the impact of the above. It is not going to be a WW III. The complete destruction of the clusters, including the top cluster and breakage of all links it’s not the tendency of the system. Politicians may tell you anything, praise public, themselves, society – it’s not as important as the system is not allowing self-destruction. After the global economy became reality, number of connections broken as a result of global conflict would destroy all clusters. Local instability is part of the system, but global destruction is not what the system needs.

…to be continued

Related posts:

1. The recession is over… or is it? – Wrong but inevitable decisions
2. The recession is over… or is it? – The Conspiracy Theory
3. The recession is over… or is it? – What was the way out?

At the same time even this decision was only temporary, because it would have delayed the new configuration instead of going along with the logic of the structure.

Every scientific model should have at least two distinct features: ability to explain and ability to predict. The first ability is already proven in my previous articles. In my next posts I am again going to put these two features (especially the ability to predict) through the most vigorous tests and see how my theory handles predictions.

Related posts:

1. The recession is over… or is it? – Wrong but inevitable decisions
2. The recession is over… or is it? – Wars and Conflicts
3. The recession is over or is it? – Fractals

The theory gives simple answers on how the supernodes should have reacted to avoid the breakage (we will talk about it in the next article) to move the system into it previous state but they didn’t. On the contrary, the worst possible decision was taken that leads to the further destabilization of the system, but it is also the immediate result of the theory. Therefore, before blaming anyone like governments or banks, we should understand that they had no other choice but to take the worst decision.

The extra feature that we should take into consideration is called clustering. The clustering principle in our case is based on the fractal levels. For example the highest nodes or supernodes are combined into first cluster, lower nodes into second and so on up-to the lowest nodes. Interactions inside the clusters are the strongest and changes start to happen inside the cluster. Like in our case the lowest cluster started to change the configuration which caused the highest clusters to follow. Therefore clusters tend to have self-preservation built into them.

What happened when banks started to break-up and go into toxic debts? Correct, the cluster started to change it’s shape so other highest nodes had to follow. But other highest nodes are … governments! So the very existence of current governments in their present form was at stake. And governments had to rush to save the fellow suppernodes in order to stabilise their clusters immediately. Governments were creating extra economy connections to replace the broken ones. Money started to pour into the banking system to repair broken connection and restore the cluster stability. This created extra connection but also pulled some government connections (tax) and split them (budget + bailout) and “stabilized” the top cluster.

But this “stabilization” is fictional. Let’s explain this in more details. First of all we will make another definition: horizontal connections – connections within the cluster, and vertical connections – connections between clusters. Therefore vertical connections were pulled out to create horizontal, reducing vertical connections and in fact still reducing the total number of connections for a node. The idea was that the banks would start recreating vertical connections again from their side – “lending money” but it didn’t materialised. Remember, clusters tend to create connections inside the cluster. This is not the only reason, the collapse of real estate send the current banking system into permanent turmoil by triggering “risk analysis” and preventing banks from making new connections. Therefore connection inside the supernode cluster and the closest semi-supernode cluster were given a priority, making the situation even worse. This created more and more difference between fractals in top and bottom clusters, adding to instability.

Many top economists were saying “let some banks go bust, this is the only way, the rest will take over the system”. And they didn’t understand why governments are not doing it. As you can see our theory explains this in full, instability in supernode cluster would immediately create instability of all nodes and this includes governments. Therefore no politics, advisors or anything could affect the decision – simple self-preservation of the supernodes was dictating the wrong solution and it was inevitable.

This also immediately answers other question: why government didn’t put much lesser effort to save, let’s say, Woolworths? Again, simple answer, Woolworths is from a different cluster and therefore it would have never been saved from outside the cluster. Full stop!

…to be continued.

Related posts:

1. The recession is over… or is it? – Wars and Conflicts
2. The recession is over… or is it? – What was the way out?
3. The recession is over… or is it? – The Domino Effect

What about fractals? This is simple, number of connections (dependencies) for every node is defined by the principle of importance, as I stated before, if the less important connections are taken into account, then number of dimensions would be too high to make any practical use of the model. But what is “importance”? Well, if some sort of a connection is negligible for a large corporate entity, the same connection could be important for the individual. For example, if I buy my daily paper from a particular newsagent every day, then for me it is a viable connection, but in the eyes of global economy it could be easily ignored. Therefore if we “magnify” the connections we would see that every level or node of our lattice has exactly the same connection structure as, for example, connection of major manufacturer to the printing company is an equivalent to our connection to the newsagent. The only thing, this level of magnification does not allow us to get analytics in place. But after applying the magnification we can see that from the top nodes to bottom nodes the system repeats itself both globally and locally. This is exactly how the fractals are working – magnifications should show virtually same structure. And this carries another predefinition – if system somehow changes it’s shape then all levels are changing their shapes (take a note of this important statement!).

But it should be a difference between nodes and there is a difference. Supernodes are holding the most of the connections we are considering in our model and therefore supernodes should be followed very closely. But at the same time supernodes are equally dependent from ordinary nodes, as if the majority of ordinary nodes change their “shape” it will eventually bring the equal change to a supernode, based on our fractal approximation.

Now few words about domino effect (or principle), I think everyone have seen the show when structures are built out of domino and the when a single piece is dropped the whole figure is starting to fall down. Exactly the same principle could be applied to our nodes, if one of them is dropped the ripples are starting to move across the whole lattice dropping more and more nodes from all levels.

It might now sound strange, but this reaction could be started by virtually any node (butterfly effect) but with the higher probability for supernodes. When connections are broken then the system is not disintegrating, it is simply moving into new state with new (maybe lesser) connections until next configuration is stabilised. When any level stabilises the new configuration, fractal model simply moves the remaining chaotic layers into the same type of configuration until the entire lattice is stable again.

Now you can easily apply this theory to what happened two years ago. The overpriced property market (and as a result, derivatives, guilty of making supernodes even more super) went through the stage where further value increase was impossible, but was still required by multiplying connections (derivatives) spread through the supernodes.

At first the lower level nodes started to drop and cut economical connections or show inability to create the same number of connections as required by the fractal similarity (people unable to get on the property ladder – no connection, unable to pay for the greatly overpriced properties – broken connection, etc.) And because the lower-level nodes started to move, the high level supernodes had no chance to avoid the tendency to get into the same configurations (unable to create new derivatives and unable to pay or receive payments for older ones – very rough approximation). The entire system started to slide into new state with lower equity and lower number of connections.

… to be continued

Related posts:

1. The recession is over… or is it? – The Lattice Theory
2. The recession is over… or is it? – Wrong but inevitable decisions
3. The recession is over… or is it? – What was the way out?